How can agreeing on a code word with family help verify real emergencies over phone calls?

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Scam calls sometimes pretend to be relatives or claim there’s an emergency involving your family. In a stressed moment, it’s easy to panic and share information or even send money.

Having a pre-agreed, simple code word or phrase that all close family know can help. If someone calls saying, “There’s a problem, send money,” you can calmly ask, “What’s our word?” If they can’t answer, you know something’s off.

The word doesn’t have to be fancy—just something not easily guessed, and not shared outside the trusted circle. It’s like a basic security question only you and your real people know.

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