If you pay too much too early, you lose leverage. If you pay too late, contractors lose motivation and cut corners. Linking payments to clear stages balances both sides.
For example: X% after demolition and basic rough work, X% after electrical and plumbing, X% after tiling and carpentry structure, X% after final finishing and snag removal. Each stage is visible and checkable.
When money moves only after a stage is properly done, you have more power to insist on corrections. The contractor, in turn, knows they’ll be paid reliably when work progresses. It reduces vague arguments like “We’ve done a lot, pay more,” because “a lot” becomes measurable.
It’s not about mistrust; it’s about keeping the project healthy and fair for everyone.
